Category
Coverage
What is and is not covered on an EV policy.
Is Your Home Charger Covered? We Read 10 UK Car Insurance Policies
We read the actual policy wordings from Admiral, Aviva, AXA, Churchill, Direct Line, John Lewis, Saga and The AA. One excludes your home charger entirely. Others pay up to £1,000. Here's what they really say about EVs.
8 min read CoverageEV Breakdown Cover Explained (2026): Do You Need It?
Does an electric car need breakdown cover, and does running out of charge count? What EV-ready recovery includes, what it costs, and what to check.
4 min read CoverageDoes EV Insurance Cover Fire Damage? (Battery Fires Explained)
Whether electric-car insurance covers battery and vehicle fires, what to check in your policy, how EV fire risk really compares to gas cars, and what to do if it happens.
3 min read CoverageDo You Need Gap Insurance for an EV?
EVs can depreciate fast, which makes gap insurance more relevant. Here is what gap cover does, when it is worth it for an electric car, and when you can skip it.
1 min read CoverageDoes a Home EV Charger Need Insurance?
Is your home wall charger covered by car or home insurance? A clear guide to protecting an EV charge point against theft, damage, and liability.
2 min read CoverageDoes Insurance Cover Your EV Charging Cable?
Are EV charging cables covered if stolen, damaged, or if someone trips over one? A clear guide to how policies treat cables and the liability while charging.
2 min read CoverageDoes EV Insurance Cover Battery Damage? (2026 Guide)
Is your EV battery covered if it's damaged in a crash, fire, or theft? What's covered, what's not (degradation), the total-loss rule, and the leased-battery trap.
4 min read CoverageWhat Does EV Insurance Actually Cover? A Plain Guide
A clear rundown of what an electric-vehicle insurance policy typically covers — from the battery and charging cable to home chargers — and the gaps to watch for.
3 min read